Net Income (Month)
$0
vs prev month
Gross Margin
0%
All-time profit/revenue
Outstanding AR
$0
0 overdue invoices
Budget Utilized
0%
0 departments over budget

Cash Flow

Profit & Loss

Expenses Breakdown

Invoices

Account Balances

Sales

AI Finance Advisor
Powered by Elinom AI
+12.5%
$0
Total Sales Revenue
+8.3%
0
Active Customers
-3.2%
$
$0
Average Order Value
+15.7%
$0
Top Customer Sales

Sales Performance

Market Share

Customer Sales Details

Customer Company Total Spent Orders Type Last Order Actions
Loading customers...
Connected Accounts
Total Inflow
Total Outflow
Total Transactions

Bank Transactions

Date Description Account Category Status Amount
Loading transactions�

Reconcile - Bank of Elinom

Bank Statement Transactions

Date Description Amount
2025-07-05 Check #1023 -$500.00
2025-07-10 Deposit - Customer Payment $1,250.00
2025-07-15 Bank Service Charge -$25.00

Company's Books (Elinom)

Date Description Amount
2025-07-06 Check #1023 - Office Supplies -$500.00
2025-07-09 Invoice #INV-004 Payment $1,250.00
2025-07-20 Check #1024 - Rent -$1,500.00
Cleared Balance: $0.00
Difference: $0.00

Automatic Payment Matching

Automatically match your bank transactions to outstanding invoices. Review and apply each match with one click.

Click "Find Matches" to scan for automatic payment matches.

All Transfers

Transfer ID Date From Account To Account Amount Status Actions
TR-001 2025-07-20 Bank of Elinom - Savings Bank of Elinom - Checking $1,000.00 Completed
TR-002 2025-07-22 Petty Cash Bank of Elinom - Checking $200.00 Pending
TR-003 2025-07-25 Bank of Elinom - Checking Investment Account $5,000.00 In Progress
Bank-grade security

Your credentials are never stored on our servers. All connections use 256-bit TLS encryption and read-only access via Open Banking / OAuth 2.0.

Connected Accounts

Institution Account Name Account Number Type Last Synced Status Actions
Loading accounts�

Sync Settings

Supported Institutions

Chase
Bank of America
Wells Fargo
Citibank
US Bank
Capital One
TD Bank
Barclays
HSBC
Other Bank

Depreciation Schedule

Asset ID Asset Name Depreciation Method Useful Life (Years) Depreciation per Year Accumulated Depreciation Book Value Actions
Loading...
Total $0.00 $0.00

Disposed Assets

Asset ID Asset Name Disposal Date Disposal Method Sale Proceeds Book Value at Disposal Gain / (Loss) on Disposal Actions
Loading...
Total $0.00 $0.00 $0.00

78

Total Bills

12

Overdue Bills

Paid Bills

$

$15,340

Outstanding Amount

Bills Payment Trend

Bills by Status

All Vendor Bills

Bill # Vendor Bill Date Due Date Amount Status Actions
Loading vendor bills�

All Payment Vouchers

Voucher # Vendor Payment Date Amount Actions
VOUCHER-001 Office Supplies Inc. 2025-07-10 $350.00 View Delete
VOUCHER-002 Cloud Hosting LLC 2025-07-15 $150.00 View Delete
VOUCHER-003 Marketing Agency 2025-07-20 $1,200.00 View Delete
Pending Journal Approvals
3
Awaiting your review
Unreconciled Bank Items
12
Across 3 accounts
Period Checklist Progress
68%
17 of 25 tasks done
Overdue AP Invoices
5
Total USD 42,500

Period-End Checklist � March 2026

17 / 25 Complete
?? Bank & Cash
Done
Done
Pending
?? Payroll & HR
Done
Done
Pending
?? Accruals & Prepayments
Done
Done
Pending
?? Fixed Assets
Done
Done
?? AR / AP
Done
Pending
Pending
Pending
?? Reporting
Done
Done
Pending
Pending
? Compliance
Done
Done
Pending
Not Started
17 of 25 tasks completed � 68%

Journal Entry Approval Queue

Journal / Description
Debit
Credit
Action
JNL-2026-0485 05 Mar 2026 2h ago
NSSA + Pension contributions Mar-26
By: Peter Moyo
12,400.00
12,400.00
JNL-2026-0483 04 Mar 2026 18h ago
FX revaluation � ZWG balances
By: Jane Smith
8,750.00
8,750.00
JNL-2026-0481 03 Mar 2026 2 days ago
Inventory provision write-down Q1
By: Supply Chain Finance
45,000.00
45,000.00

Trial Balance Snapshot

Feb 2026
Account GroupDebitCredit
Assets2,847,320
Liabilities1,234,560
Equity980,400
Revenue1,042,800
Expenses756,200
Tax345,360
TOTAL3,948,8803,948,880
Balanced

Key Financial Ratios

Current Ratio2.31
Quick Ratio1.84
Gross Margin38.4%
Net Margin14.2%
Debt-to-Equity0.43
Days Sales Outstanding38 days

My Recent Activity

Posted JNL-2026-0482
Accruals Mar-26 — 06:15 today
Approved JNL-2026-0479
Payroll allocations — yesterday
Completed Bank Recon
FNB USD account — 04 Mar
Exported Trial Balance
Feb 2026 final — 02 Mar

General Preferences

Configure your forecast parameters and scenario settings below. Adjust the revenue growth, cost inflation, and scenario type to project and compare future financial outcomes.

Company Information

Tax & Legal Configuration

Financial Configuration

Tax Configuration

Fiscal Year Configuration

Period Open / Close Status

Period Start Date End Date Status Locked By Locked On Action
Period 1 � Jan 2025 01 Jan 2025 31 Jan 2025 Closed CFO 01 Feb 2025
Period 2 � Feb 2025 01 Feb 2025 28 Feb 2025 Closed CFO 02 Mar 2025
Period 3 � Mar 2025 01 Mar 2025 31 Mar 2025 Closing Controller
Period 4 � Apr 2025 01 Apr 2025 30 Apr 2025 Open
Period 5 � May 2025 01 May 2025 31 May 2025 Open
Period 6 � Jun 2025 01 Jun 2025 30 Jun 2025 Future

Journal Entry Controls


Double-Entry Validation

Payment Terms Configuration

Term Code Description Net Days Early Pay Disc% Disc Days Late Fee%/Mo Default For Status Actions
NET30Net 30 Days 30 1.5%Customers Active
NET60Net 60 Days 60 1.5%Customers Active
2/10NET302% 10 Days, Net 30 302.0%10 1.5%Suppliers Active
CODCash on Delivery 0 POS / Retail Active
PREPAIDPrepayment Required 0 New Customers Active
END-MONTHEnd of Current Month 1.0%Intercompany Active

Approval Workflow Configuration

Configure multi-level approval thresholds for journals, invoices, expenses and payments. Amounts in base currency (USD).

Journal Entry Approvals
Invoice & Payment Approvals
Escalation Rules

Accounting Feature Controls

Saved to PostgreSQL

Toggle advanced modules on or off. Core accounting features are always active. Changes take effect immediately � the sidebar updates automatically.

Core Features � Always Active
Chart of Accounts
Journal Entries
Accounts Receivable
Accounts Payable
Payments & Bank Accounts
Bank Reconciliation
Financial Reports (P&L / BS)
Basic VAT / Tax Reporting
Customer & Supplier Management
Advanced Features � Toggle On / Off
Loading feature settings…
Toggling a feature instantly shows or hides the corresponding sidebar module. Settings are stored in your PostgreSQL database and shared across all users.

Audit Trail & Compliance Configuration


Audit Trail Events to Track
Recent Audit Events
Date/Time User Event Type Description IP Address
05 Mar 2026 06:15 Jane Smith Journal Posted JNL-2026-0482 � Accruals Mar-26 192.168.1.45
05 Mar 2026 05:48 CFO Period Locked Period 2 � Feb 2026 192.168.1.10
04 Mar 2026 17:30 Peter Moyo Payment Released payment run PAY-2026-038 USD 245,000 192.168.1.52
04 Mar 2026 15:12 Admin Settings Updated approval threshold � Journal L2 to USD 50,000 192.168.1.1
04 Mar 2026 09:00 Jane Smith Journal Posted JNL-2026-0480 � Payroll Feb-26 allocations 192.168.1.45

User Management

User Email Role Last Login Status Actions
john.doe@elinom.com Administrator 2 hours ago Active
jane.smith@elinom.com Accountant 1 day ago Active

Role Permissions

Financial Reporting
View Reports
Edit Reports
Delete Reports

Security & Access Control

Audit & Logging

12

Connected

3

Needs Attention

2m ago

Last Sync

1,247

API Calls Today

Integration Management

Available Integrations

PayPal

Payment processing and invoicing

Last sync: 5m ago Healthy
Stripe

Online payment processing

Popular choice
Bank Sync

Automatic bank transaction import

Auth expired
Google Workspace

Gmail, Drive, and Calendar integration

Last sync: 1m ago Healthy
QuickBooks

Accounting software integration

Enterprise ready
Shopify

E-commerce platform integration

Sales sync

API Management

API Usage Today
1,247 / 2,000 requests
Rate limit: 2,000/day 37% remaining
API Keys
Production API Key
ak_live_••••••••••••••••••••••••••••••••
Created: July 1, 2025 • Last used: 2 hours ago
Active
Permissions: Read, Write, Delete
Development API Key
ak_test_••••••••••••••••••••••••••••••••
Created: June 15, 2025 • Last used: 1 day ago
Limited
Permissions: Read only
Webhooks
Payment Notifications
https://api.example.com/webhooks/payments
Events: payment.completed, payment.failed
Active

Recent Activity

PayPal Integration Synced 5 minutes ago

Successfully imported 15 new transactions

Bank Sync Authentication Failed 2 hours ago

API key expired, requires reconnection

New API Key Generated 1 day ago

Development API key created for testing

Notification Preferences

Email Notifications
Transaction Alerts

Get notified of new transactions and payments

Budget Alerts

Notifications when budgets are exceeded

Report Generation

Email when reports are ready for download

Push Notifications
Urgent Alerts

Critical system alerts and security warnings

Daily Summary

Daily financial summary and insights

Data Backup & Recovery

Recent Backups

Date Type Size Status Actions
July 9, 2025 03:00 AM Automatic 245 MB Completed
July 8, 2025 03:00 AM Automatic 242 MB Completed

Data Export

Export your data in various formats for external use or migration purposes.

+18.3%
$0
Total Revenue
+12.7%
0
Items Sold
+5.4%
0%
Average Margin
+22.1%
$0
Top Item Revenue

Revenue by Item

Category Distribution

Item Performance Matrix

Item Sales Details

Item Category Revenue Qty Sold Unit Price Margin Performance Stock Status Actions
$0
Total Sales
0
Regions
$
$0
Avg Sales
$0
Top Region Sales

Sales by Region

Distribution

Region Sales
$0.00
Today's Sales
+0%
0
Transactions
+0
$0.00
Avg. Sale
+0%
--:--
Register Open
Today
Sales Trend (Last 7 Days)
Barcode Scanner
Cart Items

No items in cart

Subtotal: $0.00
Discount: -$0.00
Tax (8.5%): $0.00

Total: $0.00
Scanner Ready
0
Total Items
0 Units
$
$0
Total Value
$0 Avg Value
0
Low Stock Items
Need reorder
0
Storage Locations
Active locations
Item Details Current Stock Unit Cost Total Value Location Last Movement Status Actions
Showing 1 to 10 of 0 items

📋 Customer Contact Book

Comprehensive customer management with digital efficiency and advanced features.

12

Total Customers

+3 this month

10

Active Customers

83% of total

5

Outstanding Balances

₦325,000 total

3

VIP Customers

High value clients
Customer Details Contact Information Balance & Status Last Activity Category Actions
John Doe VIP
Customer ID: CU001
Member since: Jan 2024
+234 123 456 7890
john@example.com
Lagos, Nigeria
₦50,000
Outstanding
Due: 15 days overdue
Last Purchase
July 10, 2024
₦25,000 order
Retail
Jane Smith Active
Customer ID: CU002
Member since: Mar 2024
+234 987 654 3210
jane@example.com
Abuja, Nigeria
₦15,000
Credit
Prepaid balance
Last Purchase
July 20, 2024
₦45,000 order
Wholesale
Michael Johnson Corporate
Customer ID: CU003
Member since: Feb 2024
+234 555 777 8888
michael@techcorp.com
Port Harcourt, Nigeria
₦0
Zero Balance
All settled
Last Purchase
July 18, 2024
₦150,000 order
Corporate
Sarah Williams VIP
Customer ID: CU004
Member since: Dec 2023
+234 777 888 9999
sarah@businesshub.com
Kano, Nigeria
₦75,000
Outstanding
Due: 8 days overdue
Last Purchase
July 12, 2024
₦85,000 order
Wholesale
Showing 1 to 4 of 12 customers

Debt/Balance Tracker

Track customer balances and outstanding payments with color-coded visual indicators.

Outstanding Debts

  • John Doe ₦50,000
  • Peter Johnson ₦25,000
  • Mary Wilson ₦75,000

Recent Payments

  • Jane Smith ₦30,000
  • David Brown ₦15,000

Sales Funnel

Track your customers through the sales process: Prospect → Active → Paid

Prospects

  • New Lead A
  • Potential Customer B
  • Interested Party C

Active

  • John Doe
  • Mary Wilson

Paid

Communication Center

Send WhatsApp reminders and broadcast messages to your customers.

WhatsApp Reminders

Send payment reminders via WhatsApp

Broadcast Messages

Send promotional messages to all customers

0
Total Items
$0 Total Value
0
In Stock
0% of total
0
Low Stock
Need attention
0
Categories
Different types
Item Details SKU Category Stock Rate Total Value Status Actions
Showing 1 to 10 of 0 items

12

Connected

3

Needs Attention

2m ago

Last Sync

1,247

API Calls Today

Integration Management

Popular Integrations

PayPal

Payment processing and invoicing

Last sync: 5m ago Healthy
Stripe

Online payment processing

Popular choice
Bank Sync

Automatic bank transaction import

Auth expired
Google Workspace

Gmail, Drive, and Calendar integration

Last sync: 1m ago Healthy
QuickBooks

Accounting software integration

Enterprise ready
Shopify

E-commerce platform integration

Sales sync
Slack

Team communication and notifications

Team favorite
Mailchimp

Email marketing and automation

Marketing tool

Recent Integration Activity

PayPal Integration Synced 5 minutes ago

Successfully imported 15 new transactions

Bank Sync Authentication Failed 2 hours ago

API key expired, requires reconnection

Google Workspace Connected 1 day ago

Email and calendar sync enabled

Bulk Sync Completed 2 days ago

All connected integrations synchronized

Conversations

No conversations yet

AI Accountant
Powered by Elinom AI

Ask me anything about your finances

Why is my profit lower this month?
Show me my overdue invoices summary
Compare this month vs last month
What are my biggest expenses?
What vendor bills are overdue?
How am I tracking against my budget?

Saved Conversations

TitleMessagesLast ActiveActions

AI Service Configuration

Your API key is stored only in your server's filesystem � never in the browser or database tables.

Provide the service key configured for your Accounting assistant endpoint. Model used: gpt-4o-mini

Budget Overview

Department Account Budget Amount Actual Spending Variance Actions
Loading...
Total $0.00 $0.00 $0.00

Budget Performance Overview

Current Month
Total Budget Loading...
Actual Spend Loading...
Variance Loading...
Utilization Loading...
Loading...

Department Budget Status

Top 5 Departments

Budget Variance Trend

Last 12 Months

Budget Alerts

Active Notifications
Loading budget alerts...

Report Filters & Controls

Detailed Budget vs Actual Analysis

Department Account Budget Period Budget Amount Actual Amount Variance ($) Variance (%) Status Actions
Loading budget data from database...
Total $0.00 $0.00 $0.00 0%

Key Insights

Overall Performance

Currently under budget by 3.3% across all departments, indicating good cost control.

IT Department Alert

Software licensing costs are 10% over budget. Consider renegotiating contracts.

Optimization Opportunity

HR recruitment budget has 27% surplus. Consider reallocating funds to other departments.

Budget Forecast

Projected Year-End Variance: Loading...
Budget Utilization Rate: Loading...
Risk Level: Loading...

Cash Flow Statement

Date Description Category Inflows (Credits) Outflows (Debits)
Loading data...
Total $0.00 $0.00
Net Cash Flow $0.00

Scenario Configuration

Scenario Comparison - Financial Impact Analysis

Financial Metric Conservative Scenario Most Likely Scenario Optimistic Scenario Worst Case Scenario Risk Level
Loading...
Loading scenarios...

Sensitivity Analysis

Variable -20% Change -10% Change Base Case +10% Change +20% Change Impact Level
Loading...
Loading sensitivity analysis...

Recommended Actions

Risk Mitigation Strategies
  • Diversify revenue streams to reduce sales volume risk
  • Establish contingency fund for worst-case scenario
  • Monitor key performance indicators monthly
Growth Opportunities
  • Invest in marketing for optimistic scenario
  • Improve operational efficiency
  • Explore strategic partnerships

Forecast Configuration

12-Month Cash Flow Projection

Month Opening Balance Cash Inflows Cash Outflows Net Cash Flow Closing Balance Status
Loading projections...
$45,000 $125,000

$0

Total Net Cash Flow

$0

Average Monthly Inflow

$0

Average Monthly Outflow

$0

Projected Year-End Balance

Key Assumptions & Risk Factors

Forecast Assumptions
  • Revenue growth rate: 5.5% annually
  • Seasonal peak in Q4 (November-December)
  • Customer payment terms: 30 days average
  • Supplier payment terms: 45 days average
Risk Factors
  • Market volatility may affect revenue
  • Delayed customer payments risk
  • Potential increase in operating costs
  • Economic uncertainty impact

Return Period Configuration

Select a previously saved draft to load its configuration and data.

Sales - Output VAT/GST

Date Description Customer Net Amount VAT Rate % EU? VAT Amount Gross Amount Actions
Total Output VAT/GST $22,500.00 - - $4,500.00 $27,000.00

Purchases - Input VAT/GST

Date Description Supplier Net Amount VAT Rate % EU? VAT Amount Gross Amount Actions
Total Input VAT/GST $5,500.00 - - $1,100.00 $6,600.00

VAT/GST Return Summary

Description Net Amount VAT/GST Amount
Box 1 � VAT due on sales & other outputs $22,500.00 $4,500.00
Box 2 � VAT due on EU acquisitions $0.00
Box 3 � Total VAT due (Box 1 + Box 2) $4,500.00
Box 4 � VAT reclaimable on purchases $5,500.00 ($1,100.00)
Box 5 � Net VAT payable (Box 3 - Box 4) $17,000.00 $3,400.00
Box 6 � Total value of sales excl. VAT $22,500.00
Box 7 � Total value of purchases excl. VAT $5,500.00
Box 8 � Total value of EU goods supplied excl. VAT $0.00
Box 9 � Total value of EU acquisitions excl. VAT $0.00

$4,500.00

Output VAT/GST

$1,100.00

Input VAT/GST

$3,400.00

Net Payable

20.0%

Effective Rate

Submitted Returns History

Reference Period Type Output VAT Input VAT Net Payable Status
What Most New SaaS Builders Miss

Most accounting SaaS tools bolt on a "Submit to HMRC" button and call it MTD compliance. The four critical pieces they skip:

1. VAT Obligation Retrieval
Fetch outstanding & fulfilled VAT periods directly from HMRC before submitting � so you never submit to the wrong period.
2. MTD Enrolment Status
Confirm the business is enrolled in Making Tax Digital before attempting any API call � preventing rejected submissions.
3. Structured Error Handling
HMRC returns machine-readable error codes (e.g. VRN_INVALID). Parse and store them so users know exactly what to fix.
4. HMRC Receipt Storage
Store the full HMRC JSON receipt for every submission � required for audit trails and to prove compliance in the event of a dispute.

HMRC MTD Integration

Not Connected

To submit VAT returns to HMRC, register your application at HMRC Developer Hub. Real submissions require approved MTD API credentials.

VAT Obligations

Click All Obligations to fetch VAT periods from HMRC.

HMRC Submission History (with receipt storage & error detail)

Receipt ID Correlation ID Period Output VAT Input VAT Net Due Status / Errors Submitted

Report Configuration

Tax Summary Dashboard

$8,950.00

Total Tax Liability

$6,200.00

Total Tax Paid

$2,750.00

Outstanding Tax

18.5%

Effective Tax Rate

Income Tax Report

Description Taxable Income Tax Rate % Tax Amount After Tax Actions
Total Income Tax $0.00 0.0% $0.00 $0.00

VAT/GST Summary Report

Period Output VAT Input VAT Net VAT Due VAT Paid Outstanding Status
Q1 2025 $12,500.00 $3,200.00 $9,300.00 $9,300.00 $0.00 Paid
Q2 2025 $15,800.00 $4,100.00 $11,700.00 $11,700.00 $0.00 Paid
July 2025 $4,500.00 $1,100.00 $3,400.00 $0.00 $3,400.00 Pending
Total VAT/GST $32,800.00 $8,400.00 $24,400.00 $21,000.00 $3,400.00 -

Payroll Tax Report

Tax Type Gross Wages Tax Rate % Employee Share Employer Share Total Tax
Federal Income Tax $180,000.00 12.0% $21,600.00 $0.00 $21,600.00
Social Security Tax $180,000.00 6.2% $11,160.00 $11,160.00 $22,320.00
Medicare Tax $180,000.00 1.45% $2,610.00 $2,610.00 $5,220.00
State Income Tax $180,000.00 5.0% $9,000.00 $0.00 $9,000.00
Unemployment Tax (FUTA) $180,000.00 0.6% $0.00 $1,080.00 $1,080.00
Total Payroll Tax $180,000.00 32.9% $44,370.00 $14,850.00 $59,220.00

Tax Calendar & Deadlines

Due Date Tax Type Period Amount Due Priority Status Actions
2025-08-15 Monthly VAT Return July 2025 $3,400.00 High Due Soon
2025-09-15 Quarterly Income Tax Q3 2025 $7,775.00 Critical Upcoming
2025-10-15 Payroll Tax Deposit September 2025 $4,935.00 High Upcoming
2026-01-31 Annual Tax Return 2025 TBD Critical Upcoming

Tax Trends Analysis

Tax Deductions & Credits

Category Description Amount Tax Savings Documentation Actions
Business Expenses Office rent and utilities $24,000.00 $5,040.00 Complete
Equipment Purchase Computer equipment depreciation $8,500.00 $1,785.00 Complete
Professional Services Legal and accounting fees $6,200.00 $1,302.00 Partial
Travel & Meals Business travel expenses $3,800.00 $798.00 Complete
Total Deductions $42,500.00 $8,925.00 21.0% Tax Rate

Quick Stats Summary

3

This Month

+20% vs last month

2.4

Avg. Processing

-0.5 days vs last

95.8%

Success Rate

+2.1% vs last month
$

$23.8K

Amount Filed

This quarter

Filing Status Dashboard

24

Total Filings

22

Successful

1

Pending

1

Failed/Rejected

Quick Filing Actions

Recent Filing Activity

Filing Date Filing Type Period Amount Reference ID Status Confirmation Actions
2025-07-08 VAT Return June 2025 $3,200.00 VAT-2025-06-001 Accepted CNF-789123
2025-07-05 Payroll Tax June 2025 $4,935.00 PAY-2025-06-002 Accepted CNF-456789
2025-07-01 Income Tax Q2 2025 $7,775.00 INC-2025-Q2-003 Pending Processing...
2025-06-28 VAT Return May 2025 $2,850.00 VAT-2025-05-004 Rejected ERR-001
2025-06-15 Annual Report 2024 N/A ANN-2024-005 Accepted CNF-123456

Supporting Documents

Drag & Drop Documents Here

or click to browse files

Supported formats: PDF, DOC, DOCX, XLS, XLSX, JPG, PNG (Max: 10MB)
Document Name Type Related Filing Upload Date File Size Status Actions
VAT_Return_June_2025.pdf VAT Return VAT-2025-06-001 2025-07-08 245 KB Verified
Payroll_Tax_Report_June_2025.xlsx Payroll Report PAY-2025-06-002 2025-07-05 156 KB Verified
Income_Tax_Q2_2025.pdf Income Tax INC-2025-Q2-003 2025-07-01 389 KB Pending
Supporting_Receipts_Q2_2025.zip Supporting Docs Multiple 2025-06-30 2.1 MB Verified

Compliance Tracker

Requirement Due Date Last Filed Status Days Remaining Actions
Monthly VAT Return 2025-08-15 2025-07-08 Compliant 37 days
Quarterly Income Tax 2025-09-15 2025-07-01 Due Soon 68 days
Annual Report 2026-03-31 2025-06-15 Compliant 265 days
Payroll Tax Quarterly 2025-07-31 2025-07-05 Overdue -9 days

Filing Performance Analytics

Filing Audit Trail

Timestamp Action Filing ID User Details IP Address
2025-07-08 14:32:15 Submit VAT-2025-06-001 admin@elinom.com VAT Return submitted successfully 192.168.1.100
2025-07-08 14:30:45 Review VAT-2025-06-001 admin@elinom.com Filing reviewed and approved 192.168.1.100
2025-07-08 14:15:22 Create VAT-2025-06-001 admin@elinom.com VAT Return filing initiated 192.168.1.100
2025-07-05 16:45:33 Submit PAY-2025-06-002 hr@elinom.com Payroll tax filing submitted 192.168.1.105
2025-07-01 09:22:11 Submit INC-2025-Q2-003 finance@elinom.com Income tax filing submitted 192.168.1.102

Filing Reminders & Notifications

Urgent Actions Required
Payroll Tax Due: July 31, 2025 (overdue by 9 days)
Amount: $4,935.00 | Reference: PAY-2025-Q3-001
VAT Return Due: August 15, 2025 (37 days remaining)
Period: July 2025 | Estimated: $3,400.00
Upcoming Deadlines

Loading deadlines...

Filing Performance Metrics

Filing Efficiency

+15%

92.5%

On-time submissions

22 of 24 filings submitted on time

Processing Speed

+0.5 days

2.4

Average processing days

Faster than industry average (3.2 days)

Compliance Score

+2.1%

95.8%

Overall compliance

Based on successful submissions

Report Configuration

Key Performance Indicators

Total Revenue

+12.5%

$186,500

Gross Revenue

vs. previous month: $165,800

Total Expenses

+8.2%

$142,300

Operating Expenses

vs. previous month: $131,500

Net Profit

+25.8%

$44,200

After Tax

vs. previous month: $34,300

Profit Margin

+2.1%

23.7%

Net Margin

Industry avg: 18.5%

Profit & Loss Statement

Account Current Period Previous Period Variance $ Variance % Actions
REVENUE
$165,000.00 $148,500.00 $16,500.00 +11.1%
$21,500.00 $17,300.00 $4,200.00 +24.3%
Total Revenue $186,500.00 $165,800.00 $20,700.00 +12.5%
COST OF GOODS SOLD
$68,500.00 $62,800.00 $5,700.00 +9.1%
Total COGS $68,500.00 $62,800.00 $5,700.00 +9.1%
GROSS PROFIT $118,000.00 $103,000.00 $15,000.00 +14.6% 63.3%
OPERATING EXPENSES
$45,000.00 $43,500.00 $1,500.00 +3.4%
$12,800.00 $9,500.00 $3,300.00 +34.7%
$16,000.00 $15,200.00 $800.00 +5.3%
Total Operating Expenses $73,800.00 $68,200.00 $5,600.00 +8.2%
OPERATING PROFIT (EBITDA) $44,200.00 $34,800.00 $9,400.00 +27.0% 23.7%
OTHER EXPENSES
Interest Expense $2,400.00 $2,200.00 $200.00 +9.1%
Depreciation $3,200.00 $3,200.00 $0.00 0.0%
NET PROFIT (Before Tax) $38,600.00 $29,400.00 $9,200.00 +31.3%
Income Tax $8,100.00 $6,200.00 $1,900.00 +30.6%
NET PROFIT (After Tax) $30,500.00 $23,200.00 $7,300.00 +31.5% 16.4%

Profit & Loss Analysis

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Key Insights
Revenue Growth

12.5% increase from previous period

Margin Improvement

Net margin increased by 2.1%

Marketing Spend

34.7% increase - monitor ROI

Overall Performance

Strong profitability growth

Budget vs Actual Analysis

Category Budget Actual Variance $ Variance % Performance
Total Revenue $180,000.00 $186,500.00 $6,500.00 +3.6% Above Budget
Cost of Goods Sold $65,000.00 $68,500.00 $3,500.00 +5.4% Over Budget
Operating Expenses $75,000.00 $73,800.00 -$1,200.00 -1.6% Under Budget
Net Profit $28,000.00 $30,500.00 $2,500.00 +8.9% Above Target

Financial Forecasting & Scenario Analysis

Forecast Parameters

Key Performance Indicators

Revenue per Employee $186,500 +8.2%
Gross Margin 63.3% +2.1%
EBITDA Margin 23.7% +3.8%
Operating Ratio 39.6% -1.2%
$
Cost per Sale $862 -5.3%
Break-even Days 18 days -3 days

Multi-dimensional P&L Analysis

Dimension Revenue Costs Profit Margin % Contribution
Sales Department $125,000.00 $89,250.00 $35,750.00 28.6%
Services Department $40,000.00 $26,800.00 $13,200.00 33.0%
Consulting Division $21,500.00 $13,330.00 $8,170.00 38.0%
Analysis Insights
Top Performer

Consulting Division has the highest profit margin at 38.0%

Growth Opportunity

Services Department shows potential for expansion

Resource Allocation

Consider shifting resources to higher-margin divisions

Balance Sheet Configuration

Financial Health Dashboard

Current Ratio 2.45 +0.15
Benchmark: 2.0+
Quick Ratio 1.88 +0.12
Benchmark: 1.0+
Debt-to-Equity 0.35 -0.05
Benchmark: <0.5
ROE 18.5% +2.1%
Benchmark: 15%+
ROA 12.3% +1.8%
Benchmark: 10%+
Working Capital $185K +$15K
Positive trend

Advanced Analytics & Insights

Financial Health Score
85 /100
Strong Liquidity
Low Debt Burden
Monitor Asset Efficiency
Risk Assessment
Low
Very Low
Moderate
Growth Potential
Working Capital Growth +10.5%
Asset Base Expansion +7.1%
Equity Strengthening +20.5%
Debt Reduction -6.5%

Balance Sheet Statement

ASSETS

Account Current Period Previous Period Variance Actions
CURRENT ASSETS
Total Current Assets $267,000 $251,000 +$16,000
NON-CURRENT ASSETS
Total Non-Current Assets $200,000 $185,000 +$15,000
TOTAL ASSETS $467,000 $436,000 +$31,000

LIABILITIES & EQUITY

Account Current Period Previous Period Variance Actions
CURRENT LIABILITIES
Total Current Liabilities $109,000 $115,000 -$6,000
NON-CURRENT LIABILITIES
Total Non-Current Liabilities $93,000 $101,000 -$8,000
TOTAL LIABILITIES $202,000 $216,000 -$14,000
EQUITY
Total Equity $265,000 $220,000 +$45,000
TOTAL LIABILITIES & EQUITY $467,000 $436,000 +$31,000

Balance Sheet Visualization

Key Insights
Equity Growth

Total equity increased by $45,000 (20.5%)

Asset Quality

Strong liquid asset position

Financial Stability

Reduced debt-to-equity ratio

Growth Indicators

Increased investments and cash reserves

Financial Ratio Analysis

Liquidity Ratios
Current Ratio
Current Assets ÷ Current Liabilities
2.45 Good
Quick Ratio
(Current Assets - Inventory) ÷ Current Liabilities
1.88 Good
Cash Ratio
Cash ÷ Current Liabilities
1.15 Excellent
Leverage Ratios
Debt-to-Equity
Total Debt ÷ Total Equity
0.35 Good
Debt-to-Assets
Total Debt ÷ Total Assets
0.43 Good
Equity Ratio
Total Equity ÷ Total Assets
0.57 Good
Efficiency Ratios
Asset Turnover
Revenue ÷ Total Assets
1.25 Good
Working Capital Turnover
Revenue ÷ Working Capital
3.21 Good
Equity Multiplier
Total Assets ÷ Total Equity
1.76 Good

Balance Sheet Trend Analysis

Cash Flow Impact Analysis

Cash Flow Drivers
Days Sales Outstanding (DSO) 32 days -3 days
Benchmark: ≤45 days
Days Payable Outstanding (DPO) 28 days +1 day
Benchmark: 30�60 days
Inventory Days 45 days +5 days
Benchmark: ≤40 days
Cash Conversion Cycle 49 days -7 days
Benchmark: ≤60 days  •  DSO + Inventory Days − DPO

Cash Flow Configuration

Cash Flow Overview

Operating Cash Flow $65,000 +12.5%
YTD 2025
Investing Cash Flow -$20,000 Equipment Purchase
YTD 2025
Financing Cash Flow -$15,000 Debt Repayment
YTD 2025
Net Cash Flow $30,000 +8.9%
YTD 2025

Cash Flow Statement - Indirect Method

Cash Flow Item Current Period Previous Period Variance Actions
CASH FLOWS FROM OPERATING ACTIVITIES
CF001 Net Income $30,500 $25,200 +$5,300
Adjustments for non-cash items:
CF002 Depreciation Expense $7,000 $6,500 +$500
CF003 Amortization of Intangibles $3,000 $3,000 $0
Changes in working capital:
CF004 (Increase) / Decrease in Accounts Receivable $7,000 -$5,000 +$12,000
CF005 (Increase) / Decrease in Inventory $7,000 -$8,000 +$15,000
CF006 (Increase) / Decrease in Prepaid Expenses -$3,500 $1,000 -$4,500
CF007 Increase / (Decrease) in Accounts Payable -$7,000 $3,000 -$10,000
CF008 Increase / (Decrease) in Accrued Expenses $3,000 $2,000 +$1,000
Net Cash Provided by Operating Activities $65,000 $52,700 +$12,300
CASH FLOWS FROM INVESTING ACTIVITIES
CF101 Purchase of Property, Plant & Equipment -$20,000 -$15,000 -$5,000
CF102 Sale of Equipment $0 $5,000 -$5,000
CF103 Investment in Securities $0 -$10,000 +$10,000
Net Cash Used in Investing Activities -$20,000 -$20,000 $0
CASH FLOWS FROM FINANCING ACTIVITIES
CF201 Proceeds from Long-term Debt $0 $25,000 -$25,000
CF202 Repayment of Long-term Debt -$10,000 -$8,000 -$2,000
CF203 Dividends Paid -$5,000 -$3,000 -$2,000
CF204 Issuance of Common Stock $0 $0 $0
Net Cash Used in Financing Activities -$15,000 $14,000 -$29,000
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS $30,000 $46,700 -$16,700
Cash and Cash Equivalents - Beginning of Period $95,000 $48,300 +$46,700
CASH AND CASH EQUIVALENTS - END OF PERIOD $125,000 $95,000 +$30,000

Cash Flow Analysis & Trends

Cash Flow Insights
Strong Operating Performance

Operating cash flow increased 23% YoY

Strategic Investments

Equipment purchases for capacity expansion

Debt Management

Consistent debt reduction strategy

Cash Position

Strong ending cash position of $125K

Cash Flow Quality Metrics

Quality Ratios
Operating Cash Flow Ratio
Operating CF ÷ Current Liabilities
0.60 Good
Cash Coverage Ratio
Operating CF ÷ Total Debt
0.61 Excellent
Free Cash Flow Margin
Free CF ÷ Revenue
7.7% Good
Efficiency Ratios
Cash Return on Assets
Operating CF ÷ Total Assets
13.9% Excellent
Cash to Income Ratio
Operating CF ÷ Net Income
2.13 Excellent
Capital Expenditure Ratio
CapEx ÷ Operating CF
30.8% Good
Dividend & Growth
Dividend Payout Ratio (Cash)
Dividends ÷ Operating CF
7.7% Conservative
Cash Flow Growth Rate
YoY Operating CF Growth
23.3% Excellent
Reinvestment Rate
CapEx ÷ Depreciation
2.86 Growing

12-Month Cash Flow Forecast

Forecast Summary
Projected Operating CF (12M) $156,000
Projected Free CF (12M) $108,000
Cash Position (12M End) $233,000
Minimum Cash Requirement $50,000
Forecast Health
Excellent Cash Generation
Sustainable Growth Path

Corporate Hierarchy

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Total Entities

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Parent Companies

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Subsidiaries

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Branches

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EntityCodeTypeParentOwnership %Effective %CurrencyCountryBranchesActions
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Entity Branches

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Intercompany Transactions

DateFrom EntityTo EntityTypeReferenceAmountAR AmountAP AmountMatch StatusEliminatedActions
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Matched Pairs

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Unmatched

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Disputed

Intercompany Eliminations

RunTypeFrom EntityTo EntityDebit AccountCredit AccountAmountDescriptionDate
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IC Sales Eliminated

$0

IC Loans Eliminated

$0

IC Dividends Eliminated

$0

IC AR/AP Eliminated

$0

Consolidation Runs

NameParent EntityPeriodStatusRevenueNet IncomeMinority InterestEliminationsEntitiesActions
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Minority Interest Analysis

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Total Minority Interest

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Entities with MI

0%

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EntityCodeOwnership %Effective Ownership %Minority %Net IncomeMI Amount
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Revenue vs Expenses vs Net Income by Entity

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Manual Entries

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Realised Gains
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Realised Losses
$0
Unrealised Gains
$0
Unrealised Losses
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Net Realised
$0
Net Unrealised
$0

Gains vs Losses

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AccountCcyTypeOrig RateClose RateBalance FCAmount FuncDateReval
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FC Accounts

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Transactions

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Total Functional Balance

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Net FX Exposure (Func)

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Currencies Exposed

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Book RefAssetBook TypeMethodUseful Life Acq. CostAcc. DepClosing NBVPeriod ChargeStatusActions
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RefChecklist NameFrameworkTypePeriodItemsPassedFailedCompletion %Due DateResultStatusActions
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CountryTax TypeRule NameStandard RateThresholdFrequencyEffective FromStatusActions
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